Your Credit Report
The credit report is the lifeline to determining how much money an institution is willing to loan out or borrow to you. The major determinants are your payment record, control of debt, signs of stability and responsibility, among other things.
Improving Your Credit Score
The first step in either increasing or repairing your credit score is to find out what it is. This information is handled by the credit reporting agencies or credit bureaus. The major 3 bureaus are Experian, Equifax, and TansUnion. We highly recommend any of these agencies to getting te first step accomplished. After that, it's time to build your credit! |